Effective Date: August 5, 2026

Acceptance of Terms

By accessing or using KennethBotwe.com, you agree to be bound by these Terms & Conditions. If you do not agree with these terms, please do not use this website.

Educational Purpose

All information provided on this website, including articles, videos, calculators, courses, coaching, memberships, and downloadable resources, is provided for educational and informational purposes only.

Nothing on this website should be considered financial, investment, legal, tax, or accounting advice.

No Professional Relationship

Your use of this website does not create a financial advisor, attorney, accountant, fiduciary, or client relationship with Kenneth Botwe or Metabolic Millionaire.

Investment Disclaimer

Investing involves risk, including the possible loss of principal.

Past performance does not guarantee future results.

You are solely responsible for your own investment decisions.

Always perform your own research and consult licensed professionals before making financial decisions.

Debt Elimination Disclaimer

Our debt elimination systems are educational tools designed to help improve financial organization and decision-making.

Individual results vary based on income, expenses, debt balances, financial discipline, and personal circumstances.

We do not guarantee that any user will become debt-free within a specific time period.

Membership

Membership benefits may change over time as new resources, coaching sessions, tools, and educational content are added.

Membership fees are billed according to the plan selected during purchase.

Unless otherwise stated, subscriptions automatically renew until cancelled.

Coaching

Coaching services provide education, accountability, and implementation guidance.

Coaching does not constitute financial planning, investment management, legal services, tax preparation, or other licensed professional services.

Payments

All prices are listed in U.S. Dollars.

Payments are processed securely through third-party payment processors.

You agree to provide accurate billing information.

Refund Policy

Refund eligibility is governed by the refund policy displayed on the applicable sales page at the time of purchase.

Digital products, memberships, and coaching services may have different refund terms.

Intellectual Property

All content on this website, including:

• Videos

• Courses

• Worksheets

• Calculators

• Graphics

• Logos

• Books

• Frameworks

• Financial Metabolism™ System

• Text and written materials

is the intellectual property of Kenneth Botwe unless otherwise noted.

No content may be copied, reproduced, distributed, sold, or republished without prior written permission.

User Conduct

You agree not to:

• Violate any laws

• Attempt unauthorized access to the website

• Share copyrighted materials without permission

• Interfere with website functionality

• Harass other members of the community

We reserve the right to terminate access for violations of these Terms.

Limitation of Liability

To the fullest extent permitted by law, Kenneth Botwe and Metabolic Millionaire shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of this website or its content.

Your use of this website is entirely at your own risk.

External Links

This website may contain links to third-party websites.

We are not responsible for the content, policies, or practices of those websites.

Changes to These Terms

We reserve the right to modify these Terms & Conditions at any time.

Updates become effective immediately upon posting.

Continued use of the website constitutes acceptance of any revised terms.

Governing Law

These Terms & Conditions shall be governed by the laws of the State of Texas, without regard to conflict of law principles.

Contact

If you have questions regarding these Terms & Conditions, contact:

Kenneth Botwe
Email: ken@metabolicmillionaire.co